• Aetna
• Assurant
• CareFirst BlueCross BlueShield

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• GoldenRule
• Kaiser Permanente

• Supplemental Medigap Insurance
• Medicare Advantage Insurance
• CareFirst BlueCross BlueShield

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• Humana
• Kaiser Permanente
• SecureHorizons by UnitedHealthcare
• WellCare

Locating Other Washington DC Health Insurance Coverage

If employer-sponsored group coverage is not an option, you may be able to find other group coverage. Schools, trade unions, religious institutions, professional associations, and fraternal organizations sometimes offer health coverage as a membership benefit. Often these groups extend coverage to members' spouses and dependent children in the same manner as employer-sponsored plans.

Group health plans offered by entities other than employers typically provide coverage that is narrower in scope. These plans often cover fewer conditions and have higher deductibles than employer-sponsored plans. It is also less likely that a non-employer group sponsoring a plan will contribute to the cost of coverage. This means you will have to pay the entire premium yourself. Non-employer group plans are usually more expensive than employer-sponsored plans, although they are still often less expensive than an individual policy.

Group members who do not join a plan within 30 days of the time they first become eligible will typically have to wait until the plan's annual 30-day "open enrollment" period in order to join. Newborn children can be added at any time during the year, however.

Before joining a non-employer group plan, you should ask other participating members in the group about their experience with the coverage. Most plans are reputable, although fraud schemes have been known to operate under the pretense of offering coverage through a non-employer group.