Tables Concerning the High Costs of Connecticut Health Insurance Premiums

Spiraling Health Insurance Premiums for Connecticut's Workers and Employers (2000-2007)

KEY FINDINGS

• Health insurance premiums for Connecticut's working families skyrocketed over the last eight years, increasing by 80.7 percent from 2000 to 2007 (Table 1).
• For family health coverage in Connecticut, the average annual premium (employer and worker share of premiums combined) rose from $7,292 to $13,173, an increase of $5,881 (Table 1).
• For family health coverage in the state, the employer's portion of annual premiums rose from $5,761 to $10,051 (a difference of $4,291), while the worker's portion rose from $1,531 to $3,122 (a difference of $1,591) (Table 1).

Table 1: Increases in Premiums for Family Coverage in Connecticut, Employer-Based Health Insurance, 2000-2007*

Premiums By Source of Payment	2000	2007	Dollar Change	Percent Change
Total Premium Spending per Worker (Employer and Worker Share)	$7,292	$13,173	$5,881	80.7%
Share of Premium Paid by Employer	$5,761	$10,051	$4,291	74.5%
Share of Premium Paid by Worker	$1,531	$3,122	$1,591	103.9%

* Numbers do not add due to rounding
Source: Estimates prepared by Families USA based on Medical Expenditure Panel Survey (MEPS) data.

• For individual health coverage in Connecticut, the average annual premium (employer and worker share of premiums combined) rose from $3,057 to $4,671, an increase of $1,614 (Table 2).
• For individual health coverage in the state, the employer's portion of annual premiums rose from $2,528 to $3,755 (a difference of $1,227), while the worker's portion rose from $529 to $915 (a difference of $387) (Table 2).

Table 2: Increases in Premiums for Individual Coverage in Connecticut, Employer-Based Health Insurance, 2000-2007*

Premiums By Source of Payment	2000	2007	Dollar Change	Percent Change
Total Premium Spending per Worker (Employer and Worker Share)	$3,057	$4,671	$1,614	52.8%
Share of Premium Paid by Employer	$2,528	$3,755	$1,227	48.5%
Share of Premium Paid by Worker	$529	$915	$387	73.1%

* Numbers do not add due to rounding
Source: Estimates prepared by Families USA based on Medical Expenditure Panel Survey (MEPS) data.