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Supplemental Health Insurance Policies & Resources


Most supplemental health insurance policies are designed to pay in addition to your comprehensive major medical coverage. These supplemental policies should not be used as a substitute or replacement for a traditional health insurance policy or a health plan. Supplemental health insurance can pay limited benefits such as a daily dollar amount if you are hospitalized (hospital income policy) or a lump sum dollar amount if you are diagnosed with a specified or named disease, such as cancer. This type of supplemental policy can also be structured to pay expenses incurred in the treatment of the specified disease. Sometimes this insurance provides payment over and above your medical expenses. It is important that you understand the limitations and exclusions of supplemental health insurance policies and how the policies coordinate benefits, so that you can make the best decision based on your needs and your budget.

Access for Infants and Mothers Program (AIM)
P .O. Box 15248
Los Angeles, CA 90015
Phone: 800-433-2611
Web site: www.mrmib.ca.gov/MRMIB/AIM.html

California Association of Health Underwriters (CAHU)
P .O. Box 1071
Fresno, CA 93714
Phone: 800-322-5934
Web site: www.cahu.org

U. S. Department of Labor
Employee Benefits Security Administration (DOL-EBSA)
Southern California
1055 E. Colorado Blvd., Suite 200
Pasadena, CA 91106-2341
Phone: 626-229-1000
Phone: 866-444-3272

Northern California
71 Stevenson Street, Suite 915
San Francisco, CA 94105
Phone: 415-975-4600
Phone: 866-444-3272
Web site: www.dol.gov/ebsa

Department of Managed Health Care (DMHC)
980 Ninth Street, Suite 500
Sacramento, CA 95814-2725
Phone: 888-466-2219
Web site: www.dmhc.ca.gov

Healthy Families Program
P .O. Box 138005
Sacramento, CA 95813-8005
Phone: 800-880-5305
Web site: www.healthyfamilies.ca.gov

Managed Risk Medical Insurance Program (MRMIP)
P .O. Box 9044
Oxnard, CA 93031-9044
Phone: 800-289-6574
Web site: www.mrmib.ca.gov

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