Healthy New York (NY) Insurance Rates, Coverage, Plans, Costs and Eligibility
Healthy New York (NY) offers comprehensive health insurance to individuals, sole proprietors and small businesses. The streamlined benefit package, combined with state funding, means more affordable health insurance for you and your family. By completing the fast, easy form above you can compare rates and coverage from qualified providers and find the best plan at the lowest cost.
Healthy NY Benefits and Coverage
Healthy NY's standardized benefit package includes preventive and primary care, emergency room services, and much more. You can also choose an optional prescription drug benefit or high deductible health plan. Healthy NY offers four benefit packages:
- Healthy NY
- Healthy NY with a prescription drug benefit
- Healthy NY high deductible health plan
- Healthy NY high deductible health plan with a prescription drug benefit
Healthy NY Costs and Rates
Healthy NY is reduced-cost health insurance. You can purchase Healthy NY from any of New York's licensed health maintenance organizations (HMOs), as well as some other New York State licensed health plans. HMOs charge a monthly premium, and rates vary by county and by HMO. For current premium rates complete the form above.
Healthy NY Eligibility
To purchase Healthy NY, you must meet eligibility requirements. You can learn more about eligibility for individuals and sole proprietors by completing the quick and easy form at the top of the page. The eligibility requirements for small employers are very different from the eligibility requirements for individuals and sole proprietors. Small employers that have between 1 and 50 employees should review the guidebook for small employers
Healthy NY HMO Providers
Healthy NY providers include Empire Blue Cross Blue Shield, Aetna, Atlantis Health, CDPHP, ConnectiCare, Excellus, HealthFirst, and Oxford Health Plans. All HMOs in New York State offer the streamlined, yet comprehensive Healthy NY health insurance benefit packages to eligible businesses and individuals. Healthy NY includes health benefits that cover essential health needs including inpatient and outpatient hospital services, physician services, maternity care, preventative health services, diagnostic and x-ray services, and emergency services. Applicants may now choose a benefit package with a limited prescription drug benefit or a benefit package without a prescription drug benefit.
