Those Without Michigan Health Insurance Based on Family Income

Profile of the Uninsured by Family Income

Who are the uninsured?

Michigan's poor and working poor (up to 200 percent of the Federal Poverty Level) have an uninsured rate of 23.1 percent, which is three times higher than for those with incomes above 200 percent of poverty, whose rate of uninsurance is 7.5 percent. The poverty level for a family of four in 2006 was $20,000; 200 percent of poverty was $40,000 per year.

How does Michigan compare with the U.S.?

All family income groups in Michigan are less likely to be uninsured than families with similar incomes nationally.

Who's at risk for being uninsured?

The risk of being uninsured is directly related to family income. More than one out of four (26 percent) of families with incomes under 100 percent of poverty are uninsured; this rate declines to 23.1 percent for those living between 100 and 149 percent of poverty. The percentage of uninsured continues to decline with increased income until it is 4.8 percent for those living above 400 percent of the Federal Poverty Level.