More Information on Kentucky Health Insurance Coverage Continuation and Conversion

Extended Notification Requirements for both State Continuation and Conversion

What can I do if I am not notified of my right to continued group health benefits or conversion health insurance coverage?

If you become eligible for continued health insurance or conversion health benefits and you are not given written notice of your rights, an additional limited time period must be granted for you to apply for the continuation or conversion coverage. The insurance company is required to give you notice as soon as possible after being informed of its failure to provide notification. The additional period will end 60 days after you receive the written notice. If you make application and pay the required premium within this time period, the effective date of your continued coverage or conversion health coverage will be the date your group membership ended.

Assistance And Information

Who do I contact for help or information on state continuation and conversion?

The full text of the statute on state continuation coverage, KRS 304.18-110, and the statute on conversion coverage, KRS 304.18-114, is available through the Department of Insurance Web site, http://insurance.ky.gov/. If you have questions or need assistance with a state continuation or conversion issue, you may contact the Consumer Protection and Education Division of the Kentucky Department of Insurance through the Web site or by calling 800-595-6053.