Information on COBRA Health Insurance Coverage in Kentucky

How Can I Keep My Health Insurance Coverage?
Answers to questions about COBRA, state continuation and conversion

COBRA - Continuation Of Coverage Under Federal Law

What is COBRA?

The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that allows certain employees to continue their health insurance coverage when they become ineligible for their group plan. The change in a group member's status can be a result of termination of employment, death, divorce or other qualifying life event.

Who is covered by COBRA?

The COBRA law applies to the group health plans of employers with 20 or more employees during the previous year. The premium amount to keep your insurance coverage will remain close to the group rate. However, you will be responsible for the entire cost of the premium payment on your own, including the portion previously paid by your employer.

Where do I go with questions about COBRA?

The U.S. Department of Labor regulates COBRA. To get more information, you can go to the U.S. Department of Labor's Web site, www.dol.gov, or call toll free 866-444-3272. The regional office for Kentucky is located in Fort Wright, Kentucky. If you need help you can contact that office by calling the toll-free number above or by calling 859-578-4680. The fax number for the regional office is 859-578-14688.