Introduction to the Georgia Health Insurance Consumer Guide

Introduction to The Summary Plan Description for State Health Benefit Plan Guide

This booklet is your Summary Plan Description (SPD), and describes the provisions of the State Health Benefit Plan (SHBP), which is also referred to in this booklet as the "Plan". Use this SPD as a reference tool to help you understand the Plan and maximize your coverage.

This SPD is the SHBP's Health Plan Document which Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. (BCBSHP) (herein called the Claims Administrator), an Independent Licensee of the Blue Cross and Blue Shield Association, administers under the SHBP's self funded Plan.

The SHBP is governed by the regulations of the Department of Community Health (DCH) Board, Chapter 111-4-1 Health Benefit Plan. If there are discrepancies between the information in this SPD and DCH Board regulations or the laws of the state of Georgia, those regulations and laws will govern at all times.

Important: This is not an insured benefit plan. The benefits described in this SPD Booklet or any rider attached hereto are self-insured by SHBP which is responsible for their payment. Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. does not insure the benefits described.