Florida Health Insurance: A Guide for Consumers

Insurance coverage is an integral part of a solid financial foundation. Insurance can help us recover financially after illness, accidents, natural disasters or even the death of a loved one. But with the wide variety of insurance products available, choosing the correct type and amount of coverage can be a challenge. The policies and laws that regulate financial matters often change, so it is essential to be aware of new developments.

The Florida Department of Ffinancial Services (DFS) publishes a variety of consumer guides to help you understand how different types of insurance policies work. These publications deine some of the industry's terminology and outline your rights and responsibilities. Each guide also contains basic information and tips on selecting an insurance agent and company.

Topics include homeowners, automobile, life, health, small-business and many other types of insurance. The Department also publishes guides and brochures covering other financial issues such as mortgages, securities and identity theft.

You can receive any of our publications by calling the DFS Consumer Helpline toll-free at 1-877-MY-FL-CFO (1-877-693-5236). They may also be downloaded from our Web site at www.MyFloridaCFO.com. For availability of Spanish versions of these guides, please check the Web site.

If you have questions after reading this guide, please call our Consumer Helpline toll-free at 1-877-MY-FL-CFO (1-877-693-5236) between 8 a.m. and 5 p.m. (Eastern time) Monday through Friday. The hearing impaired may use a TDD to call 1-800-640-0886 during these hours. You may also contact the service ofice in your area (listed inside the back cover of this guide).