Connecticut Health InsuranceIndividuals and Families
Health Plans for Individuals & Families
Tables Concerning the High Costs of Connecticut Health Insurance Premiums
Spiraling Health Insurance Premiums for Connecticut's Workers and Employers (2000-2007)
KEY FINDINGS
- Health insurance premiums for Connecticut's working families skyrocketed over the last eight years, increasing by 80.7 percent from 2000 to 2007 (Table 1).
- For family health coverage in Connecticut, the average annual premium (employer and worker share of premiums combined) rose from $7,292 to $13,173, an increase of $5,881 (Table 1).
- For family health coverage in the state, the employer's portion of annual premiums rose from $5,761 to $10,051 (a difference of $4,291), while the worker's portion rose from $1,531 to $3,122 (a difference of $1,591) (Table 1).
Table 1: Increases in Premiums for Family Coverage in Connecticut, Employer-Based Health Insurance, 2000-2007*
| Premiums By Source of Payment |
2000 | 2007 | Dollar Change |
Percent Change |
| Total Premium Spending per Worker (Employer and Worker Share) |
$7,292 | $13,173 | $5,881 | 80.7% |
| Share of Premium Paid by Employer | $5,761 | $10,051 | $4,291 | 74.5% |
| Share of Premium Paid by Worker | $1,531 | $3,122 | $1,591 | 103.9% |
* Numbers do not add due to rounding
Source: Estimates prepared by Families USA based on Medical Expenditure Panel Survey (MEPS) data.
- For individual health coverage in Connecticut, the average annual premium (employer and worker share of premiums combined) rose from $3,057 to $4,671, an increase of $1,614 (Table 2).
- For individual health coverage in the state, the employer's portion of annual premiums rose from $2,528 to $3,755 (a difference of $1,227), while the worker's portion rose from $529 to $915 (a difference of $387) (Table 2).
Table 2: Increases in Premiums for Individual Coverage in Connecticut, Employer-Based Health Insurance, 2000-2007*
| Premiums By Source of Payment |
2000 | 2007 | Dollar Change |
Percent Change |
| Total Premium Spending per Worker (Employer and Worker Share) |
$3,057 | $4,671 | $1,614 | 52.8% |
| Share of Premium Paid by Employer | $2,528 | $3,755 | $1,227 | 48.5% |
| Share of Premium Paid by Worker | $529 | $915 | $387 | 73.1% |
* Numbers do not add due to rounding
Source: Estimates prepared by Families USA based on Medical Expenditure Panel Survey (MEPS) data.

