Category Archives: General Health Insurance

While it may seem like common sense to buy health insurance online, the fact of the matter is that, while we may seem like a tech-savvy country, a lot of folks don't have regular access to the Internet. Many still rely on calling phone banks to acquire health insurance information as well as buying policies. Well, according to a story entitled, "Study: Consumers shift to online health plan enrollment," found on Government Health IT, a recent study from DestinationRx shows a shift in this trend.

We're all about the merger of technology and health care here at Health Insurance Online. We believe that the medical profession could be strengthened and made more efficient if they used more online services to give better access to health records, allow more communication with doctors and patients, and much more. While there are providers and companies that are offering these options, it doesn't feel as widespread as it should. Well, according to several sources, the U.S. Government is getting on the technological bandwagon with a new website at http://www.healthcare.gov/, which is to work alongside the recently signed health care legislation that will take place in 2014.

COBRA, if you are unaware, is the Consolidated Omnibus Budget Reconciliation Act which was created in 1986, and is a government run health insurance plan for people who have recently lost their jobs. COBRA is a pretty expensive health care coverage plan, but that changed back in 2009 when Congress passed a stimulus bill that subsidized sixty-five percent of the costs of COBRA, making it much more affordable for nearly everyone who needed it. Sadly, that subsidy might be ending soon.

Surprisingly, I could not find one good article this past week on health insurance or health care reform to talk about, so I decided to talk myself about what I've been seeing happening in health insurance and health care lately, both good and bad. We'll start with the good. Several months ago, President Obama signed into law sweeping health insurance reforms that will hopefully…and I stress hopefully…help more people afford health insurance.

The big caveat here is that this only affects new health insurance plans. People already enrolled in an individual or group health insurance plan aren't eligible for this unless the plan makes a significant change. However, according to the article, many people don't realize their employers already offer preventative care coverage, so they'd be wise to look at their plans to see what's included. Medicare recipients, however, will all be covered under this plan starting January first of next year.

Affordable Health Insurance With unemployment soaring and people in fear of losing their jobs or already having lost them the concern over how to find good affordable health insurance is a pressing question. Health insurance is one of those things you hope you never need, but you sure are glad you have it when you [...]

This Sunday, March 21st, the House is slated to have an up/down (or yes/no) vote on passing the latest version of the health care reform bill, which was just released recently. Given how this affects everyone, it makes sense to take a closer look at the legislation, and thankfully for us, The Associated Press has done just that.

A few weeks ago, I wrote an article asking, "What Happens if Health Care Reform Fails?", looking at the possible implications of nothing being done in the realm of reforming health care or health insurance, something that even health insurance companies agree needs to happen. Adding to this discussion is a new article from The Wall Street Journal entitled, "What Happens If Nothing Happens to Health Care?" by David Wessel. The author talks to economists, business leaders and others about what might happen.

As we approach 2010, one would hope that there would be more gender equality in several areas of our lives, such as employer compensation, business and political clout, and even health insurance. Sadly it's not the case, but recently here in California, there were multiple steps taken regarding gender equality in health insurance coverage, one of them was a step forward, one a step backward.

The Census Bureau recently took it upon themselves to find out how many uninsured people live in each state, and the results are fairly surprising. The results are summarized in an article in The New York Times entitled, "The Divided States of Health Care." In this article, they have three types of states. Blue states have two Democratic senators and a majority of residents voted for President Obama. Red states have two Republican senators, and a majority of residents voted for Senator John McCain. Purple states don't fit into either category.