Part of the debate regarding health care reform of late has been demonizing private health insurance companies, blaming them in part for the high costs of health care and its associated insurance coverage. In an article entitled, "What's Wrong With Private Insurance?" from Forbes, author Tomas J. Philipson discusses that private health insurance companies are far from the problem that drives up the cost of health care.
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Insurers Allowed to Sidestep Health Insurance Reform
In an article in The Washington Post entitled, "Health insurers could be allowed to bypass some key reforms," they look at how a Senate proposal would all but ruin the idea of health insurance marketplaces and nearly strangle the idea of any significant change that the reforms are supposed to uphold. According to the article, legislators are trying to create a health insurance marketplace through which individuals and families purchase their insurance through a gateway. The idea is that, by standardizing the way people find health insurance policies, it'll be both easier and less expensive for individuals and families to attain health insurance. Opponents say it would kill competition, but competition really isn't working, is it?